Hire purchase

It is possible to purchase products on installment payment from the website of Soovi Pood OÜ and the store, using both LHV hire-purchase and Inbank hire purchase services.

LHV hire-purchase

LHV hire-purchase makes
it possible to pay for goods in instalments.

  • We will respond to your application within a few minutes.
  • Deposit starting from EUR 0.
  • Free early repayment.
  • No monthly administrative fees.
Terms and Conditions of hire-purchase
  • Interest is 11.9%
  • Contract fee starting from EUR 9.90
  • Length of the agreement starting from 3 months
  • The decision granting hire-purchase is valid for 90 days.
Additional information

lhv.ee/en/hire-purchase

6802 700

The hire-purchase service is offered by AS LHV Finance. Review the terms and conditions at the vendor or the address lhv.ee/en/hire-purchase and consult our expert.

The monthly hire-purchase payment is 132,25 € and the annual percentage rate of charge is 25,39% on the following sample terms and conditions: cost of the product/service 2000 €, down-payment 0%, credit amount 2000 €, annual interest rate of 11,90% of the purchase amount (fixed), contract fee 19,90 €, hire-purchase period of 18 months, with monthly annuity payments, in the total sum of 2380,44 € and the total sum of monthly payments being 2380,44 €.

Inbank hire purchase

Sinu ostude eest aitab tasuda Inbanki järelmaks.

Järelmaksu tingimused:

  • Intress 13,9%
  • Sissemakse alates 0 €
  • Sissemakse alates 0 €
  • Periood kuni 60 kuud
  • Lepingutasu 25 €
  • Ostusumma 100 - 10 000€

Nõuded taotlejale:

  • Vanus: 19 - 85a
  • Regulaarne tõendatav sissetulek vähemalt 250 EUR/kuu (neto)
  • Puuduvad aktiivsed maksehäired
  • Välismaalase passi korral nõutav ka kehtiv elamis- ja tööluba

Järelmaksu krediidikulukuse määr on 51,3% aastas järgmistel näidistingimustel: lepingueseme hind kohe tasudes (netohind) 300 EUR, krediidisumma 300 EUR, sissemakse 0 EUR, lepinguperiood 6 kuud, fikseeritud intressimäär aastas 13,9% arvestatuna ostusummalt, lepingutasu 15 EUR, igakuine haldustasu 0,9 EUR. Igakuine osamakse 56,96 EUR, krediidi kogusumma ja tagasimaksete summa 341,74 EUR. Krediidiandjaks on Inban Financek AS (tegevusloa nr 4.1-1/31, tegevuskoht Niine 11, Tallinn, tel 640 8080). Enne lepingu sõlmimist tutvuge hoolikalt soovitava lepingu tingimustega ja vajadusel konsulteerige Inbank AS-i töötajaga või muu asjatundjaga